Svitlana  Kwee

Svitlana Kwee

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$649,000

($113,465 down)
VA

4554 S COBBLESTONE Street, Gilbert, AZ 85297

4
2
2,153 sqft
PITI Monthly
$3,990.38 /mo

Listing courtesy of: Veronica Sanchez, Realty ONE Group

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,622 /mo
$3,715 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
SEPARATE SHOWER

Move-in ready home in the ideal Gilbert location. There is so much to appreciate about this home, starting with the spacious kitchen that opens to the living and dining area, offering a warm space for gatherings. The split floor plan offers privacy, while the guest bathroom offers convenience with double sinks and a separate shower/toilet room. Two of the additional bedrooms have walk-in closets and new carpet. And the dedicated laundry room adds to the functionality of this well-designed home. Additional upgrades include a Kinetico whole-home filtration system, interior paint, custom sunscreens for the west-facing windows, and insulation added to the attic to keep the home cooler in the summer. Plus you're are just minutes from the 202 Freeway and great dining and shopping.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,990.38/mo
Estimated Loan Balance
$536,611
Cash to close
$113,465
Interest Paid
$87,499

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ESTATES AT THE SPECTRUM
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Estates a the Spectr
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $301.44
  • Tax Annual Amount: $2417
  • On Market Date: 2025-04-29T00:00:00.000Z
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Savings Calculator

Current cash to close is $113,465 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $113,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$535,535
Your Cash$113,465
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,622/mo
Traditional @ 7.15%
$3,853/mo
You save $231/month ($2,771/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6854310

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T19:00:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,622 /mo
$3,715 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,465 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $113,465!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$535,535
Your Cash$113,465
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,622/mo
Traditional @ 7.15%
$3,853/mo
You save $231/month ($2,771/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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