Svitlana  Kwee

Svitlana Kwee

Property SearchContact
primary-1
primary-2primary-3
Active

$525,000

($171,454 down)
VA

18358 W CHRISTY Drive, Surprise, AZ 85388

4
3
2,389 sqft
PITI Monthly
$2,008.56 /mo

Listing courtesy of: Julie Calza, My Home Group Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,647 /mo
$2,659 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
FLEX SPACE
PLAYGROUND

Nestled into Zanjero Trails not far from the base of the picturesque White Tank Mountains, this like new home will take your breath away. Boasting 4 bedrooms, 3 full bathrooms, a den, open concept, & high end finishes - you'll immediately feel relief at checking every box and then some. Rare green curb appeal and an extended paver driveway draw you in but don't miss the park with a playground within view just down the street. Premium wood flooring sweeps you in, plush carpeting makes the den an ideal flex space for work or play or close it off for a 5th bedroom. Gourmet kitchen with upgraded appliances, luxe cabinetry & granite countertops overlooks large living and dining space. Backyard thoughtfully finished to provide a desert retreat with lush landscaping, turf, & dog run... See More Spacious primary bedroom offers spa shower with custom tile finishes and large walk in closet. Two secondary bedrooms boast dedicated vanities with "jack and jill" bathroom access. Third bedroom is situated right next to full bathroom. All bedrooms feature walk-in closets. Dedicated laundry room is centrally located for your convenience.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,008.56/mo
Estimated Loan Balance
$354,325
Cash to close
$171,454
Interest Paid
$49,586

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Woodside Homes

Community & HOA

Community
  • Subdivision: ZANJERO TRAILS PHASE 2 PARCEL 13C
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Zanjero Trails
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $219.76
  • Tax Annual Amount: $2338
  • On Market Date: 2025-04-28T02:35:40.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,454 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $171,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$353,546
Your Cash$171,454
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,647/mo
Traditional @ 7.15%
$2,758/mo
You save $1,111/month ($13,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6857204

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,647 /mo
$2,659 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,454 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $171,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$353,546
Your Cash$171,454
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,647/mo
Traditional @ 7.15%
$2,758/mo
You save $1,111/month ($13,332/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

EXP Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.