Svitlana  Kwee

Svitlana Kwee

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$674,990

($78,831 down)
VA

17652 W STRAIGHT ARROW Lane, Surprise, AZ 85387

5
3
2,977 sqft
PITI Monthly
$3,760.55 /mo

Listing courtesy of: Rachel Welin, Keys to Your Dreams Realty

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,429 /mo
$4,203 /mo

What's Special

OPEN CONCEPT
MOVE-IN READY
WALK-IN CLOSET
PATIO

Welcome Home to your 5 bed/2.5 bath upgraded move-in ready home with both a 2 car garage with a work area and an RV extended garage with a Rotary brand 2 post lift, rated at 10,000 lbs with extra height. Both garages are insulated, air conditioned and have extra room for storage. From the front porch, through the custom metal security door you'll find storage in every corner, a main floor bedroom/den, large open concept floorplan, a kitchen with custom cabinets, granite counters, beautiful backsplash, walk in pantry with outlets, large island with seating, RO system, wired ethernet plugs throughout home, 2 separate ISP Fiber options in the neighborhood, neutrally painted, tile flooring, carpeting and large windows with blinds throughout to bring the outdoors in. Upstairs you'll find 4... additional bedrooms, 2 full baths, laundry room and a media loft area. You'll find everything from custom cabinets and flooring, utility sink and another walk-in closet for storage in the laundry room. Primary bedroom suite is highlighted with a large walk in custom tiled shower, with both a handheld and rain shower head and a bench. Extra-long bathroom cabinets/counter with dual sinks and extra drawers, a linen closet, private toilet room and a huge walk-in closet with custom shelving with multiple levels of storage and drawers. Bedrooms 3, 4 and 5 are larger rooms with ceiling fans, custom lighting, carpeting and two with large walk-in closets with custom shelving. Full bathroom with shower/tub, dual sinks and linen closet. The finished backyard includes synthetic grass, perimeter pavers for added design and fun, gazebo, extended covered patio with dual ceiling fans, power outlet and CatV jack for tv, gas stub for a built in bbq, and additional pavers on each side of the home along with desert design landscaping and automatic watering system in the front yard. This home was built on the premium elevated corner lot with convenience, storage, quality and upgrades throughout. Welcome Home. Please see document tab for a list of extensive upgrades.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,760.55/mo
Estimated Loan Balance
$599,446
Cash to close
$78,831
Interest Paid
$87,785

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Mini Split, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2022
Details
  • Builder: Richmond

Community & HOA

Community
  • Subdivision: DESERT OASIS PHASE 1 PARCEL L-3
  • Features: Community Pool Htd, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Oasis
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $226.73
  • Tax Annual Amount: $1979
  • On Market Date: 2025-04-16T07:10:03.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $78,831 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $78,831!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$596,159
Your Cash$78,831
Total Purchase Price:$674,990

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,429/mo
Traditional @ 7.15%
$4,360/mo
You save $931/month ($11,174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6852213

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T20:10:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,429 /mo
$4,203 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,831 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $78,831!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$596,159
Your Cash$78,831
Total Purchase Price:$674,990

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,429/mo
Traditional @ 7.15%
$4,360/mo
You save $931/month ($11,174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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