Svitlana  Kwee

Svitlana Kwee

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$440,000

($28,924 down)
VA

13261 W GELDING Circle W, Surprise, AZ 85379

3
3
1,848 sqft
PITI Monthly
$2,953.53 /mo

Listing courtesy of: Joey Koniaz, Avenue Home Realty

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,711 /mo
$2,803 /mo

What's Special

DINING
SPACIOUS
LUXURY
WALK-IN CLOSET

Welcome to this lovely updated 3 bed, 2.5 bath home in the Roseview community! The home has beautiful luxury vinyl plank floors, interior paint, updated fixtures, fans, electrical, plumbing, new kitchen sink ,epoxy floors in the garage and more! Enter to a spacious living area and formal dining room which flows into a large, eat-in, kitchen with island, newer range and dishwasher. A walk-in pantry, half bath and laundry complete the downstairs. The second level opens to a spacious loft which could easily be converted into a large 4th bedroom with closet. The owner's suite shines with natural light and a spacious bathroom with separate garden tub and shower, dual vanity, and a large walk-in closet. Bedrooms 2 & 3 are upstairs and along with the second full bathroom.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.82
Remaining Loan Term
29 years, 2 months
Monthly PITI
$2,953.53/mo
Estimated Loan Balance
$411,449
Cash to close
$28,924
Interest Paid
$23,498

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: See Remarks
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame
  • Roof: Concrete
Condition
  • Year Built: 2001
Details
  • Builder: Centex Homes

Community & HOA

Community
  • Subdivision: ROSEVIEW UNIT 3
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Roseview
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $238.1
  • Tax Annual Amount: $1105
  • On Market Date: 2025-04-28T02:31:01.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $28,924 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $28,924!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$411,076
Your Cash$28,924
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,711/mo
Traditional @ 7.15%
$2,908/mo
You save $196/month ($2,357/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856709

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-28T02:30:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,711 /mo
$2,803 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,924 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $28,924!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$411,076
Your Cash$28,924
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,711/mo
Traditional @ 7.15%
$2,908/mo
You save $196/month ($2,357/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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