$395,000
($96,425 down)1322 S OWL Drive, Gilbert, AZ 85296
PITI Monthly
Listing courtesy of: Melissa Carpenter, SERHANT.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,348 /mo
$2,195 /moWhat's Special
Beautiful MOVE IN READY home in The Gardens in Gilbert! Located on a desirable corner lot next to green space, community pool & guest parking. This low-maintenance 2-story home features 3 bedrooms, 2 baths, and a 2-car garage. One bedroom and full bath downstairs—ideal for guests, roommate, or home office. Highlights include wood plank tile, granite counters, stainless steel appliances, vaulted ceilings, and stylish finishes throughout. Enjoy multiple community pools, playgrounds, and easy freeway access. Close to shopping, new restaurants, and Gateway Airport! ALL APPLIANCES ARE STAYING. AC WAS REPLACED IN 2022! This Home is DETACHED. Floor plan flows for functionality.
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,571.11/mo
Estimated Loan Balance
$299,207
Cash to close
$96,425
Interest Paid
$32,151
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s)
- Heating: Electric
Features
- Materials: Stucco, Wood Frame, Brick Veneer, Painted
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile, Wood
Exterior
Fencing
- Fencing: None
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style:
Materials
- Stucco, Wood Frame, Brick Veneer, Painted
- Roof: Tile
Condition
- Year Built: 2005
Details
- Builder: Classic Homes
Community & HOA
Community
- Subdivision: GARDENS PARCEL 5 CONDOMINIUM AMD
- Features: Community Pool Htd, Community Pool, Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: The Gardens Sub HOA
- HOA Amenities: Unknown
- HOA Fee: $90
- HOA Frequency: $Monthly
Location
- Region: Gilbert
Financial Details
- Price per Sqft: $372.29
- Tax Annual Amount: $883
- On Market Date: 2025-04-28T02:38:24.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $96,425!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6857551
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-28T17:40:00.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,348 /mo
$2,195 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $96,425!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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