Svitlana  Kwee

Svitlana Kwee

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$449,000

($225,766 down)
FHA

11752 N 165TH Avenue, Surprise, AZ 85388

3
2
1,797 sqft
PITI Monthly
$1,468.1 /mo

Listing courtesy of: Jovana Stepanovic, HomeSmart

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,011 /mo
$1,669 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
SOAKING TUB
PATIO
SOLAR PANELS

This beautiful home features an open floorplan, with 9 foot ceilings, 3 bedrooms plus enclosed DEN (can easily be converted to 4th bedroom), and 2 full baths. Kitchen features granite countertops, tile backsplash, center island with breakfast bar and stainless steel appliances. Primary suite has plush carpeting, ceiling fan and a picture window. Full spa bathroom with extended single sink vanity and separate soaking tub + shower. Spacious walk in closet! Beautiful backyard features lots of privacy, no neighbors behind, and a covered patio. Gorgeous desert landscaping with palm trees and fruit trees (lemon, mandarin, fig, apple, Asian pear and pomegranate). Air conditioned 2 car garage with doggy door perfect for your pets. Solar panels will keep your electricity costs low. This house has been meticulously maintained by its current owners and it's in move in ready condition. Seller has 30 year FHA assumable loan at 2.25%. Buyer to verify details of loan.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,468.1/mo
Estimated Loan Balance
$225,206
Cash to close
$225,766
Interest Paid
$27,738

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2010
Details
  • Builder: Taylor Woodrow Homes

Community & HOA

Community
  • Subdivision: SYCAMORE ESTATES PARCEL 13
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Sycamore Estates
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $249.86
  • Tax Annual Amount: $1582
  • On Market Date: 2025-04-18T22:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,766 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $225,766!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$223,234
Your Cash:$225,766
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,011/mo
Traditional @ 7.15%
$1,731/mo
You save $720/month ($8,636/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6853974

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T17:20:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,011 /mo
$1,669 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,766 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $225,766!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$223,234
Your Cash:$225,766
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,011/mo
Traditional @ 7.15%
$1,731/mo
You save $720/month ($8,636/year)

*Secondary financing rates are an estimated value based on input

Follow Us
EXP Realty
Agent/Broker
Svitlana KweeEXP Realty(602) 772-1237Lanakweerealty@gmail.comMLS SA679960000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than EXP Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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